Auro

Left to spend in August

After bills, minimums and saving.

$2,018.45

$96.12 a day21 days to go, today included

$2,431.63 of August’s $4,450.08 is spent. At the pace so far, it runs out around Aug 20.

Spent at an even pace$1,579Spent ahead of pace$853Left to spend$2,018

Day 11 of 31. Of August’s $4,450 of free money, $1,579 is spent at an even pace, $853 more is spent ahead of that pace, and $2,018 is left.

In checking

Two accounts, read 3 minutes ago.

$17,191.15

+$6,190.31 on Thu, Aug 20Covered to payday

It dips to $14,144.15 on Tue, Aug 18, then payday puts $6,190.31 back.

On your cards

Owed today, across two cards.

$7,224.29

$1,430.25 due by Aug 2818% of credit used

The Sapphire carries $4,451.41 at 24.49%, about $91 a month in interest. The Amex is paid in full on Aug 28.

Next payday

Halcyon Studio · twice a month

Thu, Aug 20

in 9 days

+$6,190.31 into Bank of Halcyon ···0031

From today to payday: Rent $2,450 on Friday the 14th, Card minimum $185 on Saturday the 15th, and Auto loan $412 on Tuesday the 18th.

Due before payday$3,047.00

Bills and minimums $3,047Checking today $17,191.15

Covered. $14,144.15 stays in checking at the lowest point.

Spending

August 1 to 11, against July

$2,798.81

$260.19 less than July by now

Spending added up through the month. August reaches $2,798.81 by the 11th. July had reached $3,059 by the 11th and $6,885 by the 31st.

Busiest day: $811.21 Tue 4
Daily average: $254.44 over 11 days
July by Aug 11: $3,059.00 rent landed the 14th

Budget

August, 8 categories

Left in your budgets: $807 of $2,600. $1,792.63 is spent, 69 percent: Groceries $184.32, Health $310.00, Transit $23.40, Apparel $640.00, Dining $419.61, Books $68.20, Everything else $147.10.

69% used

with 65% of the month still to go

Apparel is $140 over

ApparelOver by $140
Health$310 of $400
Everything else$147.10 of $200
Dining$419.61 of $600
Books$68.20 of $100

Groceries$184.32 of $500
Transit$23.40 of $100
Learning$0 of $200

Where an even pace would be today

Recent activity

Click any row to open it

See all 23

Last 7 daysIn +$6,190.31Out −$789.15

Accounts

11 accounts · 7 linked

Net worth

$163,228.37

Up $3,619.22 this monthUp $58,963 since Sep 1, 2025

Net worth over twelve months, rising from $104,266 in September 2025 to $163,228 in August 2026.

- Bank of Halcyon ···0031$12,924.99Paydays land here
- Meridian Trust ···8830$4,266.16Cash management
- Meridian High Yield ···9004$19,260.914.30% a year, holds the house deposit
- Emergency fund$14,500.00Kept by hand, updated Aug 5
- Tax reserve$6,375.00Kept by hand, updated Aug 5
- Fidelity Brokerage ···5520$98,440.20$1,500 added Aug 5
- Roth IRA ···0492$47,775.40Kept by hand, updated Jul 31
- Chase Sapphire ···8807−$4,451.4118% of the limit, $185 due Aug 15
- Amex Platinum ···4192−$2,772.88Paid in full each month
- Auto loan, Meridian Trust−$8,940.005.90%, $412 a month, next Aug 18
- Student loan, Federal Direct−$24,150.00Kept by hand · 4.15%, $145 a month, next Aug 26

Checking, through August 31

Scheduled items only. The lowest point is $14,144.15 on Tuesday the 18th, two days before payday.

Checking from August 11 to 31 after scheduled items: $17,191 today, $14,741 after Rent on the 14th, $14,556 after Sapphire minimum on the 15th, $14,144 after Auto loan on the 18th, $20,334 after payday on the 20th, $19,434 after House deposit on the 20th, $19,289 after Student loan on the 26th, $18,044 after Amex Platinum, in full on the 28th. The lowest point is $14,144.15 on the 18th.

Tue 11In checking today$17,191.15
Fri 14Rent−$2,450.00, checking after $14,741.15
Sat 15Sapphire minimum−$185.00, checking after $14,556.15
Tue 18Auto loan−$412.00, checking after $14,144.15
Thu 20Payday+$6,190.31, checking after $20,334.46
Thu 20House deposit−$900.00, checking after $19,434.46
Wed 26Student loan−$145.00, checking after $19,289.46
Fri 28Amex Platinum, in full−$1,245.25, checking after $18,044.21

On cards, not checking: Spotify $11.99 on the 12th, Adobe $54.99 on the 18th, Netflix $22.99 on the 19th, Verizon $96.40 on the 22nd, and iCloud+ $9.99 on the 27th. They’re paid when the card is.